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About Senior Advisors
Our top priority is to reduce stress for Medicare beneficiaries, by providing education, an overview of the choices available, and making recommendations for each individual's coverage.
For all of our Medicare customers we provide a FREE annual review of your Medicare prescription card to ensure you have the most cost-efficient card.
For all of our Medicare customers we provide a FREE annual review of your Medicare prescription card to ensure you have the most cost-efficient card.
Doug Lubenow, President
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DOUG LUBENOW, President
Doug Lubenow has over 30 years experience in the Health Insurance Industry providing high-touch, personalized service to those seeking assistance with their insurance needs. Doug's success and growth is attributed to word-of-mouth; impressed customers talk to their friends and family about their great experiences and the clarity Doug brings to complex insurance products & processes. Senior Advisors is born About ten years ago, Doug saw the overwhelming need to help educate and assist individuals becoming eligible for Medicare Benefits and saw the opportunity to open Senior Advisors. Since the firm launched, Doug and his team of agents have helped educate thousands of customers on Medicare, and worked together to select the best product for each specific customer. In addition, Doug also provides Continuing Education classes on Medicare for other agents to ensure his knowledge & experience is being shared across the industry. Doug is also very active with the National Association of Health Underwriters (NAHU). Some of Doug's recent positions are below.
Senior Advisors is based in Moorestown, NJ and supporting & educating customers across NJ, PA, and Delaware. In 2015, an additional office opened in Cranford, NJ as Senior Advisors continues to expand. |
 Justin Lubenow,
EVP Business Development
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JUSTIN LUBENOW, Partner
Justin has 20 years of experience across different industries: Benefits Administration, Telecom, Financial Services and Consumer Products. Justin holds a Bachelor of Science degree from Rutgers University and a Master’s degree from Stevens Institute of Technology. Justin left "Corporate America" in 2015 to join the family businesses in Group Benefits (Lubenow Agency) and Medicare (Senior Advisors, LLC). Justin has been very active in educating Medicare beneficiaries (100k+ views of YouTube Educational videos, over 200 Medicare Workshops & Webinars), and lobbying to protect benefits for Medicare beneficiaries. In 2016, Justin was selected to be a member Medicare Advisory Group of the National Association of Health Underwriters (NAHU). At the NAHU Capitol Conference in 2017, Justin presented on Paul Ryan’s Plans for Medicare (in “A Better Way”) and had the opportunity to meet with the House Ways & Means Committee to discuss key Medicare issues. In 2020, Justin was selected to be the Vice-Chair of the Medicare Advisory Group. In February 2020, Justin hosted a panel discussion on Medicare in Washington D.C. with former Congresswoman Allyson Schwartz. Justin is born and raised in NJ (but did live in Atlanta for 2 years). He currently resides in Westfield, NJ with his wife and two young children. He enjoys playing soccer, basketball and golf. |
Melissa Fox, Director of Operations
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MELISSA FOX, Director of Operations - 15 Years of Industry Experience
Melissa has been working for Doug since 2001 and for Senior Advisors since it opened in 2010. She is a licensed agent in NJ & PA. Melissa is also active with the Association of Health Underwriters, she has been a member since 2003 and was been a board member from 2005 through 2010. She served as the Communications Chair and Treasurer. Melissa has a Bachelors degree in Marketing & Management from Coastal Carolina University. |
Bob Riley, Medicare Broker
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Bob Riley, Medicare Broker, (retired Police Officer)
After graduating from the University of Delaware in 1994, Bob joined the Westfield Police Department. Twenty-Five years later (thank you for your service Bob!), Bob retired from the Police Department began his next career with Senior Advisors in 2018. Bob is doing a great job and he has received several 5-star reviews from his Medicare clients. We are thrilled to have Bob on our team and help all of you with your Medicare Planning Needs! Email: bob.riley@senior-advisors.com Direct Phone: (908) 481-9492 |
Roderick Spann,
Medicare Broker
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Roderick Spann, Medicare Broker (Hospitality expert)
Roderick joined Senior Advisors in 2020 after several years of experience in the Hospitality Industry, working for Hilton. The Hospitality Industry was impacted quite severely in 2020 due to COVID, and Roderick decided to try a new career path with Senior Advisors. We are very excited to have Roderick on the team. He is a pleasure to be around, very intelligent, and articulate. Roderick is quickly becoming a Medicare expert and provides great service (from his years of Hospitality training) for all of his Medicare clients. Email: roderick@senior-advisors.com Direct Phone: (908) 481-5678 |
Allison Lubenow, Medicare Broker
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Allison Lubenow, Medicare Broker (former Teacher)
Allison holds a Bachelor of Science in Business Administration degree from the University of Arizona and a Master of Education degree from Fairleigh Dickinson University. After helping her father determine the best health coverage to meet his needs, Allison became aware of how challenging it can be to navigate health insurance options. She realized that she had a passion for simplifying the complexity, and genuinely helping Seniors ensure that they have the best health coverage for their individual needs. Allison was born and raised in New Jersey, and has spent the last six years in Phoenix, Arizona, enjoying the weather and landscape with her husband and teenage daughter. Email: allison@senior-advisors.com Direct Phone: (602) 996-1549 |
Jessica Carter, Administrative & Marketing Assistant
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Jessica Carter, Administrative & Marketing Assistant
(former Aesthetician) With extensive experience in Skin Care as Lead Medical Aesthetician, Jessica has found the common thread between the beauty industry and medicare – customer service. Jessica's love of people drives her to provide excellent support to both our team and clients, while her marketing ideas resulted in our new web-series, "Medicare Minute" and "Coffee with Justin". Email: jessica@senior-advisors.com Direct Phone: (908) 272-1970 x 106 |
Call Now: 1-856-866-8900 (Moorestown Office) OR 1-908-272-1970 (Cranford Office)