Get Quotes Now

Call Now: 1-856-866-8900 (Moorestown Office) OR 1-908-272-1970 (Cranford)

About Senior Advisors

Our top priority is to reduce stress for Medicare beneficiaries, by providing education, an overview of the choices available, and making recommendations for each individual's coverage.

For all of our Medicare customers we provide a FREE annual review of your Medicare prescription card to ensure you have the most cost-efficient card. 

---

Doug Lubenow, President

DOUG LUBENOW, President: 25+ Years of Experience
Doug Lubenow has over 25 years experience in the Health Insurance Industry providing high-touch, personalized service to those seeking assistance with their insurance needs. Doug's success and growth is attributed to word-of-mouth;  impressed customers talk to their friends and family about their great experiences and the clarity Doug brings to complex insurance products & processes.

Senior Advisors is born
About ten years ago, Doug saw the overwhelming need to help educate and assist individuals becoming eligible for Medicare Benefits and saw the opportunity to open Senior Advisors.  

Since the firm launched, Doug and his team of agents have helped educate thousands of customers on Medicare, and worked together to select the best product for each specific customer.

In addition, Doug also provides Continuing Education classes on Medicare for other agents to ensure his knowledge & experience is being shared across the industry. Doug is also very active with the National Association of Health Underwriters (NAHU).  Some of Doug's recent positions are below.

• Legislative Vice-Chair New Jersey Association of Health Underwriters
• Legislative Chair South Jersey Association of Health Underwriters
• Past Legislative Chair New Jersey Association of Health Underwriters
• Past President South Jersey Association of Health Underwriters
• Prior Member NAHU Medicare Advisory Council

Senior Advisors is based in Moorestown, NJ and supporting & educating customers across NJ, PA, and Delaware.  In 2015, an additional office opened in Cranford, NJ as Senior Advisors continues to expand.

---

Justin Lubenow, EVP Business Development

---

JUSTIN LUBENOW, EVP-Business Development, 15+ Yrs Corporate Experience
Justin has 15+ years of experience across different industries: Benefits Administration, Telecom, Financial Services and Consumer Products.

Justin holds a Bachelor of Science degree from Rutgers University and a Master’s degree from Stevens Institute of Technology. 

Justin left "Corporate America" in 2015 to join the family businesses in Group Benefits (Lubenow Agency) and Medicare (Senior Advisors, LLC).  Over the past few years, Justin has been very active in educating Medicare beneficiaries (100k+ views of YouTube Educational videos, over 100 Medicare Workshops), and lobbying to protect benefits for Medicare beneficiaries. 

In 2016, Justin was selected to be a member Medicare Advisory Group of the National Association of Health Underwriters (NAHU).  At the NAHU Capitol Conference in 2017, Justin presented on Paul Ryan’s Plans for Medicare (in “A Better Way”) and had the opportunity to meet with the House Ways & Means Committee to discuss key Medicare issues.

Justin is born and raised in NJ (but did live in Atlanta for 2 years).  He currently resides in Westfield, NJ with his wife and two young children.  He enjoys playing soccer, basketball and golf.

---

Melissa Fox, Director of Operations

MELISSA FOX, Director of Operations - 15 Years of Industry Experience 

Melissa has been working for Doug since 2001 and for Senior Advisors since it opened in 2010.  She is a licensed agent in NJ & PA. Melissa is also active with the Association of Health Underwriters, she has been a member since 2003 and was been a board member from 2005 through 2010. She served as the Communications Chair and Treasurer.

Melissa has a Bachelors degree in Marketing & Management from Coastal Carolina University.

---

Michael Salum, Medicare Broker

Michael Salum, Medicare Broker, 25+ years in Financial Services

Michael joined Senior Advisors in 2016 with a wealth of experience in the Financial Services industry.  Michael worked for Bear Stearns & JP Morgan Chase for over 20 years and spent a lot of time on the floor of the New York Stock Exchange.  Michael joined our team and helped bring a new perspective to our Medicare practice. Michael has quickly become a Medicare expert and looks forward to helping you with your Medicare planning needs!

Email: michael.salum@senior-advisors.com
Direct Phone: (908) 481-5678

---

Bob Riley, Medicare Broker

Bob Riley, Medicare Broker, (retired Police Officer)

After graduating from the University of Delaware in 1994, Bob joined the Westfield Police Department.  Twenty-Five years later (thank you for your service Bob!), Bob has retired from the Police Department and he is beginning his next career with Senior Advisors.  Bob did a great job with his Insurance training & licensing exams, and is quickly becoming a Medicare expert.  We are thrilled to have Bob join our team and help all of you with your Medicare Planning Needs!

Email: bob.riley@senior-advisors.com
Direct Phone: (908) 481-9492

---

Krystyna Baca, Medicare Broker

Krystyna Baca, Medicare Broker, 20+ years of experience - Sales & Client Services

Krystyna comes from a successful career working in Sales for about 20 years.  Most of Krystyna's career was with NJ Advance Media which owns NJ.com, Star Ledger, and many other successful media brands.  Krystyna did a great job with her Insurance & Medicare training and is quickly becoming a Medicare expert. In just a few short weeks, we have seen multiple examples of Krystyna's energy and passion for helping people.   We are thrilled to have Krystyna join our team and help all of you with your Medicare Planning Needs!

Email: krystyna.baca@senior-advisors.com
Direct Phone: (908) 532-4606

---

Call Now: 1-856-866-8900 (Moorestown Office) OR 1-908-272-1970 (Cranford Office)