Call Now: 1-856-866-8900 (Moorestown Office) OR 1-908-272-1970 (Cranford Office)



Dental Coverage
(Vision & Hearing too)

Medicare & Dental

Original Medicare does not provide Dental, Vision or Hearing coverage.

If it is a medically necessary procedure (e.g. Glaucoma, Wet Macular Degeneration, Cataracts, Diabetes related vision issues), these would be covered by Medicare Part B.  But, for basic dental, vision, and hearing services, these are not covered by Medicare.

Some individuals choose to self-insure for this Coverage, while others continue to prefer to have actual Dental Insurance (or Vision or Hearing).  

​After vetting out the options, we have a few different options for Individual Dental (Vision & Hearing) Coverage. 

Dental, Vision, & Hearing Insurance

  • New Plan Available from Nationwide with up to $5,000 per year in Benefit (for just $72/mo. in premium)
  • ​​Use your own provider, or choose one from the robust PPO Network
  • Preventative (100% covered) and Basic (80% covered) Covered Day 1
  • Major work covered at 50% (after 12 month waiting period)
Manhattan Life Insurance offers a couple of insurance options: $1,000 and $1,500 maximum annual benefit plan.

  • Affordable premiums, as low as $37.58 a month (for ages 65-74)
  • Use your own provider, or choose one from the optional PPO Network
  • Guaranteed issue, there is no underwriting or stress about being approved
  • Covers two dental cleanings per year, plus glasses, contacts, hearing aids, and exams
  • Also covers endodontics, root canals, periodontal surgery, bridges, crowns and dentures*
A new Dental and/or Vision option we have available is from Ameritas.
  • Up to $2,000 annual maximum
  • Freedom to use any dentist.
  • Ameritas network is also available for deeper discounts (over 400,000 Dentists in the Network!)
  • Immediate coverage on preventive, basic & major services
  • 100% coverage preventive care
  • Major Work Covered at 25% Day 1, then 50% starting Year 2.
  • Coverage available for all ages at a single rate
  • Optional vision rider for added value
Delta Dental in NJ offers a variety of Dental Options for Individuals.
​
  • Coverage ranges from $1,000 annual benefit to $2,000 annual benefit.  The "Clear Plan" has no cap on the annual benefit amount.
  • Utilizes Delta's strong network of Dentists in NJ (PPO ~50% of NJ dentists or Premier ~90% of NJ Dentists). 
  • All Plans includes Delta's negotiated rates with the dentists
  • No Waiting Periods for any of the Plan options if you have continuous Dental Coverage
  • The "Clear Plan" has no Waiting Periods (even if you do not have continuous coverage)
​* Coverage for MAJOR services begins after year 1, 70% paid policy during year 2, and 80% policy paid year 3 and after
 

Give us a call at 908-272-1970 if you have any questions about the Dental, Vision & Hearing Insurance: 

Call Now: 1-856-866-8900 (Moorestown Office) OR 1-908-272-1970 (Cranford Office)