Call Now: 1-856-866-8900 (Moorestown Office) OR 1-908-272-1970 (Cranford Office)



Dental Coverage
(Vision & Hearing too)

Medicare & Dental

Original Medicare does not provide Dental, Vision or Hearing coverage.

If it is a medically necessary procedure (e.g. Glaucoma, Wet Macular Degeneration, Cataracts, Diabetes related vision issues), these would be covered by Medicare Part B.  But, for basic dental, vision, and hearing services, these are not covered by Medicare.

Some individuals choose to self-insure for this Coverage, while others continue to prefer to have actual Dental Insurance (or Vision or Hearing).  

​After vetting out the options nationwide, we recommend a plan from Manhattan Life Insurance for Dental Vision & Hearing coverage. 

For individuals in NJ, there are some interesting Dental options available from Delta Dental as well.

Dental, Vision, & Hearing Insurance

Manhattan Life Insurance offers a couple of insurance options: $1,000 and $1,500 maximum annual benefit plan.

  • Affordable premiums, as low as $37.58 a month (for ages 65-74)
  • Use your own provider, or choose one from the optional PPO Network
  • Guaranteed issue, there is no underwriting or stress about being approved
  • Covers two dental cleanings per year, plus glasses, contacts, hearing aids, and exams
  • Also covers endodontics, root canals, periodontal surgery, bridges, crowns and dentures*
Delta Dental in NJ offers a variety of Dental Options for Individuals.
​
  • Coverage ranges from $1,000 annual benefit to $2,000 annual benefit.  The "Clear Plan" has no cap on the annual benefit amount.
  • Utilizes Delta's strong network of Dentists in NJ (PPO ~50% of NJ dentists or Premier ~90% of NJ Dentists). 
  • All Plans includes Delta's negotiated rates with the dentists
  • No Waiting Periods for any of the Plan options if you have continuous Dental Coverage
  • The "Clear Plan" has no Waiting Periods (even if you do not have continuous coverage)
​* Coverage for MAJOR services begins after year 1, 70% paid policy during year 2, and 80% policy paid year 3 and after
 

Give us a call at 908-272-1970 if you have any questions about the Dental, Vision & Hearing Insurance: 

Call Now: 1-856-866-8900 (Moorestown Office) OR 1-908-272-1970 (Cranford Office)