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Plan N:
Outline of Coverage (2019)
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Summary of Benefits

The tables below provide a summary of benefits for Part A (Hospital) and Part B (Outpatient) with a Plan N supplement.   Even though the Part A Deductible and copays increased, Plan N will continue to cover the entire Part A Deductible and Copay. 

The only out -of-pocket expenses with a Plan N Supplement are summarized below:
  • Part B Deductible ($185 in 2019)
  • After the deductible, copays up to $20 for your doctors and specialists
  • $50 copay for the ER (waived if admitted to the hospital)
  • Part B excess charges are not covered by Plan N.  Doctor's can charge up to 15% above the Medicare Approved amounts.  If the doctor charges the Part B excess charges, you would be responsible to pay them with a Plan N.  There are only two Supplements that cover Part B Excess Charges - Plan F and Plan G.
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