Last week was the Capitol Conference in Washington D.C. for the National Association of Health Underwriters (NAHU).  Doug and I had a great trip lobbying for several key legislation priorities with our Congressmen.
 
We think it is important to keep you informed of these activities so you are aware and can help lobby your local Congress People regarding these key topics.
 
NAHU has a list of 8 key legislation priorities that are the focus for 2016.  At Senior Advisors, all of these issues are important, but we further prioritized the list to summarize the top two issues that we are pressing from a Medicare perspective.

COBRA as Credible Coverage – This is an issue we see too frequently and falls into our #1 Biggest Mistake People Make on Medicare.  If someone is Medicare eligible (65+) and takes Cobra Coverage from a former employer, this coverage is not considered “Credible” Coverage.  Thus, the individual will pay a 10% penalty on Part B Premiums, if they do not sign up for Part B within 8 months of the Cobra start date.  Additionally, Medicare is the primary payer when someone is on Cobra so the individual needs to have Medicare Part B since Medicare will pay first on claims.  This is not fully understood by the Cobra participant, or by HR departments around the country.  This results in claims not being paid, people getting penalized when they go to sign up for Part B, and delays in Part B coverage up to 15 months.  Unfortunately the bill is not yet drafted to address this issue, but it should be drafted in the coming months.

• Allow COBRA coverage to count as credible coverage for Medicare beneficiaries just as employer-sponsored coverage does.

Navigating the Maze of Social Security, Medicare & Long Term Care

We are very excited to announce that our President, Doug Lubenow, was selected by Michael Stoler and his team to be the Medicare expert on his upcoming show: Navigating the Maze of Social Security, Medicare & Long Term Care.  The show was videotaped this morning in NYC and will debut on February 16 airing 8 times  in NYC on CUNY TV and then air over the following three months on the more than twenty university, educational, community and public access television stations, the six internet sites, and the Stoler Report App.

We have had great success and overwhelmingly positive feedback from our Medicare Workshop - What Baby Boomers need to know about Medicare.


In an effort to reach a wider audience, we are very excited to announce that we are extending the same live content to the internet with Live Medicare Webinars for FREE! ​

For folks that can't make it to the physical locations of our workshops, this is a great opportunity to obtain the same knowledge in a live format from the comfort of your home (or office).
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At this Webinar, you will learn:

This FREE Workshop is appropriate for:

• Individuals (or spouses) currently on Medicare
• Individuals (or spouses) applying for Medicare in the next 6-12 months
• One who has parents (or other loved ones) currently on Medicare or approaching Medicare age
• Financial Advisors
• Insurance Agents
• Anyone else interested in learning [more] about Medicare

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Some recent feedback from our workshops...

• "Very helpful especially for definition of Part D programs" - Kathy
• "Excellent Thank you very much. I will keep the informative packet for the future." - Melanie
• "Very informative. Thank you" - M.J.
• "Excellent. No improvement needed" - Jean

Register Online Now - Space is Limited.