We anticipate Medicare Beneficiaries receive about 50-60 mailers in the months of October thru December since the Open Enrollment period is Oct 15 – Dec 7.
Is your mailbox overflowing yet with Medicare Advantage offers for 2017?
We have attempted to sift through all the mail and pull together some of the recent highlights with Medicare Advantage Plans:
What happened to my AmeriHealth Medicare Advantage Plan?
If you have an AmeriHealth Medicare Advantage Plan in 2016, you should have received a cancellation notice from AmeriHealth. You have the right to choose another Medicare Advantage Plan in 2017 from one of the carriers in your Service Area, which could include UnitedHealthcare/AARP, Aetna, Clover, and others. If you prefer to switch to Original Medicare with a Medigap plan, you have a Guaranteed Issue right to get into a Medigap Plan in 2017, with no medical questions. Call us today to find out more.
Auto-enrolled in Medicare Advantage?
Did you know that Insurance companies can auto-enroll Medicare Beneficiaries into Medicare Advantage Plans when they turn 65? The Insurance company is required to provide a notification 60 days in advance explaining the coverage details and the impacts of the Medicare Advantage Plan. If you are on an individual insurance plan and turning 65, you should be on the look-out for that notice and may sure you are analyzing all of your Medicare options. Marco Rubio recently wrote a letter to CMS requesting that they improve this communication & process so seniors on not negatively impacted by this auto-enrollment. Snippet from the letter is below.
Switch to a Medigap + Part D?
If you are not happy with the coverage or network of your Medicare Advantage Plan, the Open Enrollment period is your opportunity to try to switch to a Medicare Supplement. You will likely pay more in premiums for a Medigap plan, but you will have much more robust Medical coverage with limited out of pocket expense. Read more here about the differences between Medicare Advantage and Medicare Supplements. If you have further questions or would like a quote for a Medigap plan,
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