Now that annual enrollment is over, there is another hot topic that we would like to address: Dental Coverage.
Most individuals pre-Medicare are used to some form of Dental insurance that helps with basic services such as cleanings & x-rays and even more comprehensive services like root canals, & crowns.
So, what dental insurance options are available? Unfortunately, there is not a good dental insurance option. One major association provides two dental insurance plans, but we do not believe these are a good value for the cost of the premium. See more details here.
The best option available is actually not insurance, but rather a discount program called Vital Savings, which is offered by Aetna. This program has a minimal annual fee ($75 for individual or $105 for a family/couple), and provides 15-50% discounts on dental services at dentists in the Aetna network (130,000+ dentists). Light users will generally see the payback for the annual fee, and those having major dental work will definitely see significant payback from the savings program.
For more information, or to buy the card, click on the image below.